MSME lending reinvented.

Grow your lending business sustainably with our data-driven cloud solutions.

LENDING AS A SERVICE

Your shortcut to smarter lending!

Embedded lending

Offer more value to your customers with a fast and seamless borrowing experience.

Powerful credit scoring

Reach more customers whilst managing risk by relying on an intelligent analysis framework.

Easy integration

Launch new loan products within weeks with our cloud-based, API-driven platform.

What we do for you:

01. Get your data in shape

Our data pipelines retrieve your data daily. We then verify, clean, transform and store your data in our data warehouse.

06. Provide reports

Lenders must continuously report on their portfolio to the central bank or to credit bureaus. We keep you on top of this task.

05. Manage collection

We design and implement innovative repayment terms, trigger notifications and repayment alerts to reduce the risk of default.

02. Score your customers

Our algorithms determine which customers are eligible for a personalised loan amount and terms based on their risk profile.

03. Process loan offers

We provide you with a list of loan offers that you can present to your customers. We then handle the resulting loan applications.

04. Keep the books

For non-lenders we ensure that all disbursed loans are properly created, managed and recorded.

Anyone with MSME data

can unlock new business opportunities!

Digital platforms

Delight your users with convenient financing offers with our complete embedded lending solutions.

Financial institutions

Accelerate your digital transformation by integrating AI-based credit decisioning into your lending capabilities.

Success stories

Increasing access to credit globally.

We currently operate in Senegal, Ivory Coast, Ghana, Nigeria, Tunisia, Cameroon, Jordan, Georgia, Madagascar, India, Cambodia, and Kenya. Our team hubs are in Dakar, Brussels and Xi'An.

Be part of our mission!