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Our combination of skills is what delivers concrete results

At Rubyx we’re a team of senior consultants who after years of working together on a variety of projects decided to create a company to focus our passion, experience and intelligence on solving problems for hand-picked clients.

We bring together experience and know-how in customer research, UX design, advanced data science, deep learning, business planning and financial services technology.

Denis Moniotte
The Catalyst
Denis brings a continuous critical eye to the status quo. From boardrooms to fish markets he leaves no rule unchallenged. He speaks French, English, Italian and Dutch. After a short professional journey as a trainer in insurance, he has conducted digital transformation in Europe, Africa and Asia both on the technology and product sides for 15 years, first with Accenture and then as Chief Innovation Officer and CTO of Microcred.
Eduardo Marinho
The Juggler
For Eduardo, every data solution begins with the people it serves. Listening to a farmer in Niger in the morning sparks an idea that he checks, models and visualises on his computer with R by mid-afternoon. From early warning systems for the UN to credit scoring for MFIs, his passion is to foster African development with innovative solutions that combine rigorous analyses with a subtle understanding of human behaviour. He speaks Portuguese, French, English and Italian.
Giorgio Rivero
The Prop
For every technology endeavour, there is hard work done behind the scene. Giorgio is Rubyx result oriented foundation architect that brings us the confidence that what we build for our customers will be robust. Giorgio has built data rich applications, data visualization and data warehouses in various industries. He speaks Italian, French, English and Spanish
Bertrand Delvaux
The Magician
Bertrand may speak French, English and Spanish, but his language fluency truly shines with Python. There’s nothing he can’t communicate, develop or solve in the programming language. He brings a wide range of experience to his current role as data wizard, including work as a researcher, data scientist, teacher and translator, as well as a 15-year career as a professional lyrical singer.
Thomas Carrié
The Pace Setter
Thomas sets the right pace to get every project operational, whether it’s a quick sprint from start to finish or a longer, multi-stage journey that requires focus, discipline and carefully measured steps. He speaks French, English and Spanish. He has piloted development projects and implemented financial products and services across Africa for the last 7 years, working closely with all stakeholders, from farmers and small entrepreneurs to bankers and public representatives.

Do You Want Work or Partner With Rubyx?

We are always looking for partners and consultants working in the field of digital transformation in financial services to team up and deliver value to our clients